Dental insurance, Individual dental plan where I do not have to use their network of dentist.
My employer only offer dental insurance were I have to choose a dentist in their plan network of providers. I get this dental with my med so I am suck with it. However, I do not like any of the dentist that are listed in the plans network.
They are either dentist that i know are no good from experience and or though my friends.  Or they are in a location I would not want to leave my car parked for fare that I would not have my tires when I get out.
Are there any alterntives to what I have now? I want to be able to choose my own dentist one that does good dental work and has an office in an area I do not have to worry about.
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Wednesday, Jul. 28th 2010 8:48 AM at 8:48 am
You can always buy a dental insurance plan for yourself and just not use the one you get though work. If you are willing to spend the extra money you would want a PPO dental insurance plan since although PPO dental insurace plans have a network of dentist they will also let you go outside of their network to choose your own dentist.
Wednesday, Jul. 28th 2010 8:52 AM at 8:52 am
If you have a dentist you want to go to then I would suggest calling their office and confirming what dental plans they are a provider of. Then seeing if you have access to those plans.
Wednesday, Jul. 28th 2010 8:55 AM at 8:55 am
PPO’s dental insurance plans can be costly and normally have waiting periods and yearly dollar max limitations. Before making such a big change make sure you read the plans term and conditions to understand all the limitations. Otherwise you may still be left an unhappy camper.